Sorry to hear that Kest,
Might be looking at different choices for the future, so I would just mention this.
Primary disks (active) (mirrored fine)
Second set of disks with full software load and blank database (located in skeleton secondary running somewhere else home...different provider.)
Backup schedule Monday (to onsite backup location or second pair of disks), Tuesday ( Main active to backing up to online storage or to your home second set of backup disks backing up online), Wednesday (Both), Thursday, Friday, Saturday repeat, Sunday who cares as nobody worthy posts that day anyway
If Hosting goes down and not able to logon or respond, I get it. No ability to re-route DNS info so that needs a fix), because as I understand you to be a techie, if you could have re-routed, you likely had a second location with a temporary solution....ie .org server/database.
You got hosed and anyone in tech has been there. I'm sorry it happened. But there's little to no reason that you should have not had the hosting company provide access to the edge server at minimum to change DNS direction. Good luck and oh I'd like to offer up Stilly to help out......